Practice Areas

• Medicaid
• Living Trusts
• Estate Administration and Probate
• Asset Protection
• Veterans Benefits
• Special Needs Trust

Blog

Asset Protection

• Free Asset Protection Seminar For Anyone Considering Long Term Care Planning
• Medicaid Compromise in Health Care Bill On the Chopping Block
• Medicaid and Caregiving: Who Are the Ones Taking the Lead?
• Avoid Pitfalls of Medicaid
• How To Describe Pain in a Social Security Disability Case

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News

• Health Care Debate: Long Term Insurance Overhaul...
  Posted on 1/5/2010
• Survey uncovers surprising long-term care myths and facts...
  Posted on 10/29/2009
• Healthcare reform may offer another option for long-term care planning...
  Posted on 10/25/2009
• Will Pennyslvania lawmakers divert Medicaid stimulus money?...
  Posted on 7/29/2009
• Dozens arrested in nationwide Medicare fraud bust...
  Posted on 7/29/2009

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Library

Asset Protection

• What Can Seniors and Their Families To Legally Protect Themselves In These Dire Times?
• Gift tax annual exclusion to remain unchanged in 2010. Contact us to see how this factors into your estate plan
• Gift tax annual exclusion to remain unchanged in 2010. Contact us to see how this factors into your estate plan
• This section of the site is designed to provide you with information about your Medicare eligibility and enrollment.
• Choosing whether a Roth IRA is best for you takes a discussion with a qualified financial advisor. Contact us at (800) 879-0984 to find out your best options for estate planning

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News

Survey uncovers surprising long-term care myths and facts

MetLife recently released the results of a survey that was conducted to see how well informed Americans are about long-term care.  The survey results were telling, revealing that many Americans are uninformed about the realities and costs of long-term care.

One key point that many Americans fail to grasp is the fundamental truths about long-term care.  The majority of individuals surveyed did not fully understand how expensive long-term care can be, how it can be paid for and what benefits are available to help pay for it.

MetLife summarized some of the common misconceptions about long-term care in the U.S.:

• Long-term care is usually provided in a nursing home (false: most long-term care is provided at home).
• Medicare, health insurance and disability insurance all pay for long-term care costs (false: the only form of private insurance that pays for long term care is long-term care insurance).
• You can qualify immediately for Medicaid to help pay for your long-term care by transferring your assets to your family (false: Medicaid looks back over the previous five years to determine if you are eligible).
• The primary factors in long-term care insurance are family history, income and age (false: age is the primary factor in how long-term care insurance premiums are determined).

Read More About Survey uncovers surprising long-term care myths and facts...

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questions

Asset Protection

• If my loved one is on Medicaid, won't they get substandard care?
  
• I have two children.  Can they be co-agents on my durable power of attorney?
• Can my ailing husband just transfer all of his assets to me so he’ll be eligible for Medicaid?

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